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Nationwide Lender

Optimus Capital is a solution-oriented lender guiding you to the most beneficial funding terms based on your objectives and circumstances. Having done hundreds of transactions like real estate investors, our team can evaluate your scenario from many angles. As a result, Optimus Capital can guide you to the most beneficial funding terms based on your objectives and circumstances. Above all we strive to provide the highest level of service and guidance to keep your investments properly leveraged and safe.

What type of loan is right for you?

Fix & Flip Loan

We offer fix and flip loans up to 85% of the purchase and 100% of rehab. Draws are quick to keep your project on track. Close in 10 days or less.

Rental Portfolio

Finance your portfolio with no limit on the number of properties included. Up to 30-year terms, loans based on the debt service and typically do not require tax returns.

Commercial Loan

We offer short and long term funding solutions for commercial purchases, refinances, and cash out financing.

Rental Loan

We offer non owner occupied single family properties 1 to 4 units long term loans. Our programs are nationwide. Up to 30 year fixed is available. We have solutions fixed for 3, 5, 7, or 10 years as well; all amortized over 30 years.

Construction Loan

With vast experience working with builders, Optimus Capital has developed a completed and mid construction loan. Refinance your model homes, pay off maturing debt, or cash out to start your next phase..

New Construction

We provide new construction financing for builders. Single lot or entire subdivisions, Optimus Capital can finance your next project up to 80% of cost.

About Us

Optimus Capital is located in the Sacramento area in California specializing in niche lending solutions for all types of residential and commercial projects throughout the country.

Optimus Capital, Inc. offers fast and creative financing solutions for real estate investors, through private-money loans. As a full-service private money lender, we cash flow all your deals. While you build up your real estate portfolio. Whether it’s for wholesale, rehab, or ground up construction, Optimus Capital, Inc. delivers fast and easy access to necessary financing. Our success is based on the competitive loan programs and their “speed to market”.

Based on the borrower’s track record and experience we can finance up to 90% of the project total cost. We can quickly and efficiently analyze your deal to make sure it fits within our criteria. Above all we offer a full service private money platform, that will help you through your entire deal from application to closing. We are here for you to succeed.

Excellent Terms

Simple Process

Fast Execution & Closing

Save on Building Material

More Cash on Cash Return

Get Pre-Approved for a Loan now!

"Performance is very important. I can confidently say that Optimus Capital has always performed on their promises. I have obtained several loans myself and referred them to my clients, and can attest to quick closing and promised terms. They are second to none in my book!"

Anthony Phillips, Investor

Contact us

We provide financing for real estate projects throughout the country. 

We are standing by to answer your questions and to help with your real estate investment projects.

Fair Oaks, CA 95628