Nationwide Lender
Optimus Capital is a solution oriented lender guiding you to the most beneficial funding terms based on your objectives and circumstances. Having done hundreds of transactions as real estate investors, our team can evaluate your scenario from many angles. As a result Optimus Capital can guide you to the most beneficial funding terms based on your objectives and circumstances. Above all we strive to provide the highest level of service and guidance to keep your investments properly leveraged and safe.
AVAILABLE LOAN TYPES
Fix and Flip Loans
We offer excellent fix and flip loan; up to 90% of the purchase and 100% of the rehab. We have a suite of fix and flip programs.
Rental Portfolio Loans
Optimus Capital Inc offers rental portfolio financing. We have more than one program which offers up to 30 years fixed terms across all of your rentals in your existing portfolio.
Commercial Loans
We offer short and long term funding solutions for commercial purchases, refinances, and cash out financing.
Rental Loans
We offer non owner occupied single family properties 1 to 4 units long term loans. Our programs are nationwide. Up to 30 year fixed is available. We have solutions fixed for 3, 5, 7, or 10 years as well; all amortized over 30 years.
Construction Completion Financing
Optimus Capital has vast experience working with builders and structuring both new construction, mid construction, and completed construction loans. Whether you are mid project or have completed your project, we can provide quick bridge loans to recoup your costs, pay off an existing loan
New Construction
We have new construction funds for builders. These loans are debt issued. One loan per lot.

Who We Are
Optimus Capital is located in the Sacramento area in California specializing in niche lending solutions for all types of residential and commercial projects throughout the country.
Optimus Capital, Inc. offers fast and creative financing solutions for real estate investors, through private-money loans. As a full-service private money lender, we cash flow all your deals. While you build up your real estate portfolio. Whether it’s for wholesale, rehab, or ground up construction, Optimus Capital, Inc. delivers fast and easy access to necessary financing. Our success is based on the competitive loan programs and their “speed to market”.
Based on the borrower’s track record and experience we can finance up to 90% of the project total cost. We can quickly and efficiently analyze your deal to make sure it fits within our criteria. Above all we offer a full service private money platform, that will help you through your entire deal from application to closing. We are here for you to succeed.
WHY CHOOSE OPTIMUS CAPITAL?
EXCELLENT TERMS
We are backed by institutional level investors. Which reduces the cost of capital compared to other private lenders. We pass this savings on to you!
FAST EXECUTION AND CLOSING
We understand that business moves fast. Once set up, close as quickly as five days. The more loans you complete with us, the quicker they close.
SIMPLE PROCESS
Our process is simple, with minimal documents. Dedication to our customers help us provide you with the best possible service!
SAVE ON BUILDING MATERIALS
Leverage our National Discount Program. A simple phone application generates an automatic coupon for more savings.
Satisfied Clients



We Lend Nationwide
OPTIMUS CAPITAL INC OFFERS HARD MONEY IN MOST STATES NATIONWIDE.
CALL, CHAT OR EMAIL US TODAY WITH THE STATE THAT YOUR DEAL IS LOCATED IN.
We Look Forward to Hearing
About Your Project!
We Can Help With:
- Purchase
- Refinance
- Cash Out
- Rental Portfolio
- New Construction
- Single Asset Rentals