Optimus Capital Corp

Flexible Loans for Real Estate Investors

Optimus Capital provides industry leading terms on business purpose financing and empowers real estate investors who are purchasing or refinancing their investments to scale appropriately.  By having a client focused approach, we strive to provide a transparent and simple process and provide confidence in your ability to close.  Having completed hundreds of transactions for real estate investors across the country, our team can navigate to the most beneficial funding terms based on your objectives and circumstances.

Full service loans

we offer the following Hard Money loans

Click Below On Our Loan Programs

Fix and flip Loan

We provide fix and flip financing solutions, offering up to 90% of the purchase price and 100% of the rehab costs. Our rapid draw process ensures timely project execution, and we can close transactions in 10 days or less.

Rental Loan

We provide long-term loans for non-owner-occupied single-family properties with 1 to 4 units nationwide. Options include up to 30-year fixed rates and solutions fixed for 3, 5, 7, or 10 years, all with 30-year amortization.

New Construction

Optimus Capital offers builders new construction funding, whether for a single lot or an entire subdivision. We have the capability to finance your upcoming project, covering up to 80% of the total costs.

Rental Portfolio Loan

Secure financing for your portfolio without any restriction on the number of properties you can include. Enjoy flexible terms of up to 30 years, loans based on debt service, and typically, no need for tax returns.

Construction Completion

Drawing upon our extensive experience in working with builders, Optimus Capital has tailored solutions, including completed and mid-construction loans. These choices enable you to refinance model homes, repay maturing debts, or borrow more capital.

Multifamily Loan

For multifamily loans, Optimus Capital provides flexible funding options, catering to both short and long-term needs, including commercial acquisitions, refinancing, and cash-out financing.

Full service loans

We Offer The Following Hard Money Loans

Click Below On Our Loan Programs

We provide fix and flip financing solutions, offering up to 90% of the purchase price and 100% of the rehab costs. Our rapid draw process ensures timely project execution, and we can close transactions in 10 days or less.

We provide long-term loans for non-owner-occupied single-family properties with 1 to 4 units nationwide. Options include up to 30-year fixed rates and solutions fixed for 3, 5, 7, or 10 years, all with 30-year amortization.
Optimus Capital offers builders new construction funding, whether for a single lot or an entire subdivision. We have the capability to finance your upcoming project, covering up to 80% of the total costs.
Secure financing for your portfolio without any restriction on the number of properties you can include. Enjoy flexible terms of up to 30 years, loans based on debt service, and typically, no need for tax returns.
Drawing upon our extensive experience in working with builders, Optimus Capital has tailored solutions, including completed and mid-construction loans. These choices enable you to refinance model homes, repay maturing debts, or borrow more capital.
For multifamily loans, Optimus Capital provides flexible funding options, catering to both short and long-term needs, including commercial acquisitions, refinancing, and cash-out financing.
Optimus Capital Corp

Our

Story

Who We Are

Optimus Capital is located in the Sacramento area in California specializing in niche lending solutions for all types of residential and commercial projects throughout the country.

Optimus Capital offers fast and creative financing solutions for real estate investors, through private-money loans. While you build up your real estate portfolio. Whether it’s for wholesale, rehab, or ground-up construction, Optimus Capital delivers fast and easy access to necessary financing. Our success is based on the competitive loan programs and their “speed to market”. 

Based on the borrower’s track record and experience we can finance up to 90% of the project’s total cost. We can quickly and efficiently analyze your deal to make sure it fits within our criteria. Above all, we offer a full-service private money platform, that will help you through your entire deal from application to closing. We are here for you to succeed.

Why Choose Optimus Capital?

EXCELLENT TERMS

We have excellent relationships with institutional level investors. We pass this savings on to you!

FAST EXECUTION AND CLOSING

We understand that business moves fast. Once set up, close as quickly as five days. The more loans you complete with us, the quicker they close.

SIMPLE PROCESS

Our process is simple, with minimal documents. Dedication to our customers help us provide you with the best possible service!

SAVE ON BUILDING MATERIALS

Leverage our National Discount Program. A simple phone application generates an automatic coupon for more savings.

Optimus Capital

Recently Closed Loans

New Construction El Dorado Hills
Fix n Flip Post San Diego CA
Miami Beach flip post optimus capital
Cashout Rental Refinance Pembroke Pines FL

Recently Closed Loan In
EL Dorado Hill, CA!

Loan Amount:
$1,100,000
Loan Purpose:
Refinance
Loan To Cost:
74%
Term:
12 mo.
loan To ARV:
59%

Recently Closed Loan In
San Diego, CA!

Loan Amount:
$576,000
Loan Purpose:
Purchase
Loan To Cost:
90%
Rehab Finance:
$36,200
loan To ARV:
72%

Recently Closed Loan In
Miami Beach, FL!

Loan Amount:
$2,038,000
Loan Purpose:
Purchase
Loan To Purchase Price:
58%
Rehab Finance:
$1,298,000
loan To ARV:
64%

Recently Closed Loan in
Pembroke Pines FL!

Loan Amount:
$708,000
Loan Purpose:
Cash Rental Refi
Term:
5yr
loan To ARV:
80%

Every transaction has been efficient and smooth, all thanks to their dedication to helping us get to the finish line with our files. They've been by far one of the best companies to work with in this industry, they treat every file with the same attention to detail and care as the last. They helped us close multiple DSCR and bridge loans… looking to close many more with them. We are projecting around 50-100 in 2024. Optimus has been a great company to collaborate with and will continue to do so in the future.

Sydney George

Real Estate Investor

Real Estate Investor
Every transaction has been efficient and smooth, all thanks to their dedication to helping us get to the finish line with our files. They've been by far one of the best companies to work with in this industry, they treat every file with the same attention to detail and care as the last. They helped us close multiple DSCR and bridge loans… looking to close many more with them. We are projecting around 50-100 in 2024. Optimus has been a great company to collaborate with and will continue to do so in the future.
Sydney George
Real Estate Investor

Quick & Creative Financing

Optimus Capital hard money loans are quick and creative financing solutions for real estate investors. We can meet almost any need and close quickly through our private hard money loans. We can streamline all your funding needs while you build your real estate portfolio.

Investor Client Success

Our success with our programs is based on the competitive “speed to market”. Determined by the borrower’s track record and experience,

Analyze Your Deal

Optimus Capital can quickly and efficiently analyze your deal to make sure it fits within our criteria. We offer a full-service platform, that will help you through your entire deal from application to closing.

Short-term & Long-term Loans

Optimus Capital loans can be used for short-term or long-term projects lasting from a few months to years. We have bridge loans, construction completion financing loans and new construction loans.

Secure Your Loan Preapproval Today!

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Our Raving Fans

Check out the reviews from our satisfied clients

Our Raving Fans

Check out the reviews from our satisfied clients

Optimus Capital

We offer fast and creative financing solutions for real estate investors, through private hard money loans in many states

Currently, we are able to assist in the following states:

FL, TX, CA, TN, HI, KY, KS, GA, SC, MA, CO, WA, IL, WI, AR, OK, AL, OH, OK, CT, MD, MI, MO, PA, VA, WV

Optimus Capital

Optimus Capital

We do not provide consumer or owner-occupied loans. Services are only provided on non-owner-occupied investment properties.

 

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