Empowering Investors with Smarter Funding Solutions
Flexible Loans for Real Estate Investors
Optimus Capital provides industry leading terms on business purpose financing and empowers real estate investors who are purchasing or refinancing their investments to scale appropriately. We specialize in Real Estate Investment Loans that align with your growth strategies and long-term goals. By having a client focused approach, we strive to provide a transparent and simple process and provide confidence in your ability to close. As one of the trusted Hard Money Lenders Sacramento investors rely on, we’ve completed hundreds of transactions for real estate investors across the country. Our team can navigate to the most beneficial funding terms based on your objectives and circumstances.
Full service loans
we offer the following Hard Money loans
Click Below On Our Loan Programs
Fix and flip Loan
We provide fix and flip financing solutions, offering up to 90% of the purchase price and 100% of the rehab costs. Our rapid draw process ensures timely project execution, and we can close transactions in 10 days or less.
Rental Loan
We provide long-term loans for non-owner-occupied single-family properties with 1 to 4 units nationwide. Options include up to 30-year fixed rates and solutions fixed for 3, 5, 7, or 10 years, all with 30-year amortization.
New Construction
Optimus Capital offers builders new construction funding, whether for a single lot or an entire subdivision. We have the capability to finance your upcoming project, covering up to 80% of the total costs.
Rental Portfolio Loan
Secure financing for your portfolio without any restriction on the number of properties you can include. Enjoy flexible terms of up to 30 years, loans based on debt service, and typically, no need for tax returns.
Construction Completion
Drawing upon our extensive experience in working with builders, Optimus Capital has tailored solutions, including completed and mid-construction loans. These choices enable you to refinance model homes, repay maturing debts, or borrow more capital.
Multifamily Loan
For multifamily loans, Optimus Capital provides flexible funding options, catering to both short and long-term needs, including commercial acquisitions, refinancing, and cash-out financing.
Full service loans
We Offer The Following Hard Money Loans
Click Below On Our Loan Programs
We provide fix and flip financing solutions, offering up to 90% of the purchase price and 100% of the rehab costs. Our rapid draw process ensures timely project execution, and we can close transactions in 10 days or less.
Our
Story
Who We Are
Optimus Capital offers fast and creative financing solutions for real estate investors, through private-money loans. While you build up your real estate portfolio. Whether it’s for wholesale, rehab, or ground-up construction, Optimus Capital delivers fast and easy access to necessary financing. Our success is based on the competitive loan programs and their “speed to market”.
Based on the borrower’s track record and experience we can finance up to 90% of the project’s total cost. We can quickly and efficiently analyze your deal to make sure it fits within our criteria. Above all, we offer a full-service private money platform, that will help you through your entire deal from application to closing. We are here for you to succeed.
Why Choose Us
Why Choose Optimus Capital?
EXCELLENT TERMS
We have excellent relationships with institutional level investors. We pass this savings on to you!
FAST EXECUTION AND CLOSING
We understand that business moves fast. Once set up, close as quickly as five days. The more loans you complete with us, the quicker they close.
SIMPLE PROCESS
Our process is simple, with minimal documents. Dedication to our customers help us provide you with the best possible service!
SAVE ON BUILDING MATERIALS
Leverage our National Discount Program. A simple phone application generates an automatic coupon for more savings.
Optimus Capital
Recently Closed Loans
Recently Closed Loan In
EL Dorado Hill, CA!
Loan Amount: | $1,100,000 |
|---|---|
Loan Purpose: | Refinance |
Loan To Cost: | 74% |
Term: | 12 mo. |
loan To ARV: | 59% |
Recently Closed Loan In
San Diego, CA!
Loan Amount: | $576,000 |
|---|---|
Loan Purpose: | Purchase |
Loan To Cost: | 90% |
Rehab Finance: | $36,200 |
loan To ARV: | 72% |
Recently Closed Loan In
Miami Beach, FL!
Loan Amount: | $2,038,000 |
|---|---|
Loan Purpose: | Purchase |
Loan To Purchase Price: | 58% |
Rehab Finance: | $1,298,000 |
loan To ARV: | 64% |
Recently Closed Loan in
Pembroke Pines FL!
Loan Amount: | $708,000 |
|---|---|
Loan Purpose: | Cash Rental Refi |
Term: | 5yr |
loan To ARV: | 80% |
Every transaction has been efficient and smooth, all thanks to their dedication to helping us get to the finish line with our files. They've been by far one of the best companies to work with in this industry, they treat every file with the same attention to detail and care as the last. They helped us close multiple DSCR and bridge loans… looking to close many more with them. We are projecting around 50-100 in 2024. Optimus has been a great company to collaborate with and will continue to do so in the future.
Sydney George
Real Estate Investor
Quick & Creative Financing
Optimus Capital hard money loans are quick and creative financing solutions for real estate investors. We can meet almost any need and close quickly through our private hard money loans. We can streamline all your funding needs while you build your real estate portfolio.
Investor Client Success
Our success with our programs is based on the competitive “speed to market”. Determined by the borrower’s track record and experience,
Analyze Your Deal
Optimus Capital can quickly and efficiently analyze your deal to make sure it fits within our criteria. We offer a full-service platform, that will help you through your entire deal from application to closing.
Short-term & Long-term Loans
Optimus Capital loans can be used for short-term or long-term projects lasting from a few months to years. We have bridge loans, construction completion financing loans and new construction loans.
Our Raving Fans
Check out the reviews from our satisfied clients
Our Raving Fans
Check out the reviews from our satisfied clients
We offer fast and creative financing solutions for real estate investors, through private hard money loans in many states
Currently, we are able to assist in the following states:
FL, TX, CA, TN, HI, KY, KS, GA, SC, MA, CO, WA, IL, WI, AR, OK, AL, OH, CT, MD, MI, MO, PA, VA, WV
Optimus Capital
We do not provide consumer or owner-occupied loans. Services are only provided on non-owner-occupied investment properties.