Commercial Loans

Optimus Capital provides commercial hard money loans to real estate investors throughout the United States. At Optimus Capital, we provide commercial real estate loans to investors seeking to enhance their portfolio into various real estate properties. One of the loans you can find at Optimus Capital is the Commercial Bridge Loan.

What Is A Commercial Bridge Loan?

 

A commercial bridge loan is a short-term loan used to buy or refinance a property rapidly to reap the benefits of a short-term opportunity, accommodate an urgent closing, or bridge the gap until permanent financing becomes available. The following scenarios are ideal for a Commercial Bridge Loan:

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  • Unusual purchasing scenarios that necessitate non-traditional financing, such as a foreclosure sale or a REO Sale & Leaseback Scenarios that require a speedy conclusion
  • Bankruptcy Resolutions, Distressed Sales, IRS Liens, Debt Consolidation
  • Equity Buyouts for Partners
  • Mortgage acquisitions and discounted mortgage buybacks are two types of mortgage acquisitions where the loan can be applied
  • Opportunities for rehab and conversion that require property stabilization before permanent finance can be acquired

At Optimus Capital, our commercial bridge loans don’t necessitate personal income verification and need very little documentation, instead relying solely on the property itself for underwriting and some information about the sponsor.

Our commercial bridge loans at Optimus Capital are an excellent method to buy or refinance a commercial asset that requires a rapid closing without the lengthy underwriting process that typical bank financing entails. 

With our commercial bridge loan program, you’ll be able to close swiftly by working with a reputable and knowledgeable lender.

Eligible Properties For Commercial Bridge Loan At Optimus Capital

Multi-Family Properties 

Multi-family housing is a type of housing in which one or more buildings within a neighborhood or complex contain multiple units (5+) for residential usage. We will lend to real estate investors looking to purchase or refinance multi-family properties throughout the country.

Mixed-use Properties 

Mixed-use properties are a style of construction that combines residential and commercial functions into a single complex or structure. We will lend to real estate investors in the following scenarios: On mixed-use projects with loan amounts of $250,000 or more, you can buy, refinance, bridge to stabilization, bridge to sale, or bridge to construction.

Office Properties 

The term “office” refers to a type of property that earns revenue from businesses as tenants. Optimus Capital will lend to real estate investors and business owners searching for a loan of $250,000 or more for a buy, refinance, bridge to stabilization, bridge to sale, or bridge to construction. 

Hospitality Properties 

Optimus Capital will lend to established hotel and accommodation owners with a strong brand or independent hotel owners who are in need of financing. Loans in excess of $500,000 are available. 

Retail Properties 

Any property utilized for commercial retail space, such as a storefront for the sale of goods or services, is referred to as retail. Optimus Capital will lend to real estate investors and business owners searching for a loan of $250,000 or more for a buy, refinance, bridge to stabilization, bridge to sale, or bridge to construction. 

Industrial Properties 

Manufacturing, production, and storage facilities are classified as industrial properties. We will lend to real estate investors wishing to buy or refinance industrial buildings with loan amounts of $250,000 or more at Optimus Capital.