Commercial & Multifamily Loans
Optimus Capital provides commercial and multifamily loans for real estate investors. We provide commercial real estate loans to investors seeking to enhance their portfolio into various real estate properties.
Approaching Our 10 Year Anniversary
With our extensive experience, Optimus Capital has developed a deep understanding of the real estate market and the unique needs of borrowers. We have honed their ability to assess the value and potential of properties, enabling them to make quick and informed lending decisions. This expertise allows Optimus Capital to fund loans in a matter of days, providing borrowers with the swift financing they need to seize opportunities or overcome financial hurdles.
What Is A Commercial Bridge Loan?
A commercial bridge loan is a short-term loan used to buy or refinance a property rapidly to reap the benefits of a short-term opportunity, accommodate an urgent closing, or bridge the gap until permanent financing becomes available. The following scenarios are ideal for a Commercial Bridge Loan:
- Unusual purchasing scenarios that necessitate non-traditional financing, such as a foreclosure sale or a REO Sale & Leaseback Scenarios that require a speedy conclusion
- Bankruptcy Resolutions, Distressed Sales, IRS Liens, Debt Consolidation
- Equity Buyouts for Partners
- Mortgage acquisitions and discounted mortgage buybacks are two types of mortgage acquisitions where the loan can be applied
- Opportunities for rehab and conversion that require property stabilization before permanent finance can be acquired
We are solution orientated
Commercial Bridge Loans
At Optimus Capital, our commercial bridge loans don’t necessitate personal income verification and need very little documentation, instead relying solely on the property itself for underwriting and some information about the sponsor.
Our commercial bridge loans at Optimus Capital are an excellent method to buy or refinance a commercial asset that requires a rapid closing without the lengthy underwriting process that typical bank financing entails.
With our commercial bridge loan program, you’ll be able to close swiftly by working with a reputable and knowledgeable lender.
Eligible Properties For Commercial Bridge Loan At Optimus Capital
WE UNDERSTAND YOUR UNIQUE NEEDS
The Optimus Capital team understands the various circumstances and scenarios that you face as an operator. We are uniquely positioned to help you troubleshoot and resolve any difficult situations and understand the urgency that closings may sometimes require
Optimus Capital
Commercial Financing Programs
Multi-Family Properties
Multi-family housing is a type of housing in which one or more buildings within a neighborhood or complex contain multiple units (5+) for residential usage. We will lend to real estate investors looking to purchase or refinance multi-family properties throughout the country.
Mixed-use Properties
Mixed-use properties are a style of construction that combines residential and commercial functions into a single complex or structure. We will lend to real estate investors in the following scenarios: On mixed-use projects with loan amounts of $250,000 or more, you can buy, refinance, bridge to stabilization, bridge to sale, or bridge to construction.
Office Properties
The term “office” refers to a type of property that earns revenue from businesses as tenants. Optimus Capital Inc. will lend to real estate investors and business owners searching for a loan of $250,000 or more for a buy, refinance, bridge to stabilization, bridge to sale, or bridge to construction.
Hospitality Properties
Optimus Capital will lend to established hotel and accommodation owners with a strong brand or independent hotel owners who are in need of financing. Loans in excess of $500,000 are available.
By having lower down payment requirements, you’re able to complete more projects at the same time. We can also provide terms longer than 12 months to create more flexibility in your exit strategy.
Retail Properties
Any property utilized for commercial retail space, such as a storefront for the sale of goods or services, is referred to as retail. Optimus Capital will lend to real estate investors and business owners searching for a loan of $250,000 or more for a buy, refinance, bridge to stabilization, bridge to sale, or bridge to construction.
Industrial Properties
Manufacturing, production, and storage facilities are classified as industrial properties. We will lend to real estate investors wishing to buy or refinance industrial buildings with loan amounts of $250,000 or more at Optimus Capital.
Commercial Loans FAQs
What types of commercial real estate loans does Optimus Capital offer?
Optimus Capital offers short-term and long-term commercial loans for office buildings, retail spaces, mixed-use properties, warehouses, and multifamily units across major U.S. markets.
Can I get a commercial loan from Optimus Capital for a property with tenants?
Yes, Optimus Capital funds stabilized and value-add commercial properties with existing tenants. We look at income potential and asset value for fast approvals.
Does Optimus Capital fund commercial acquisitions and refinances?
Optimus Capital provides commercial loans for both purchases and refinances. We help investors and business owners secure capital fast at competitive rates.
Are there commercial loan options for owner-occupied properties?
Yes, Optimus Capital offers flexible financing for owner-occupied commercial buildings, including offices, medical centers, and retail locations.
Where can I find fast-closing commercial loans in Sacramento for office buildings?
Optimus Capital provides quick-closing commercial loans in Sacramento, California for office and mixed-use buildings, with competitive rates and flexible terms.
Who offers investor-friendly commercial property loans in Jacksonville, Florida?
Optimus Capital supports Jacksonville investors with low-rate commercial loans for rental, retail, and warehouse properties. Closings are streamlined for speed.
Are there commercial lenders in Fort Worth that fund warehouse and industrial space?
Yes, Optimus Capital provides commercial loans in Fort Worth, Texas, for warehouses, light industrial, and flex spaces. Our fast process supports tight project timelines.
What are my options for commercial real estate loans in Los Angeles with minimal delays?
Optimus Capital offers commercial real estate loans in Los Angeles, California, with simplified underwriting and fast turnarounds for investor-driven purchases.
Can I get a commercial loan in San Diego for a mixed-use property?
Yes, Optimus Capital funds mixed-use buildings in San Diego, California, with flexible loan structures and low rates designed for long-term investors.
Who provides low-rate commercial loans in Cleveland, Ohio, for retail centers?
Optimus Capital offers competitively priced commercial loans in Cleveland for retail plazas and shopping strips, with loan programs tailored to property cash flow.
What are commercial loan options in Miami for multifamily and mixed-use projects?
Optimus Capital provides fast, low-rate commercial loans in Miami, Florida, for multifamily, mixed-use, and retail buildings, with flexible terms for value-add strategies.
Are there commercial real estate lenders in Georgia with fast approval times?
Optimus Capital serves Georgia with quick-approval commercial loans, helping investors close on retail, office, or industrial assets without bank delays.
Who offers commercial loans in Austin with flexible terms for business expansion?
Optimus Capital provides commercial funding in Austin, Texas, for business owners and investors looking to expand or refinance existing commercial properties.
Does Optimus Capital offer interest-only commercial loans for cash flow management?
Yes, interest-only commercial loans are available through Optimus Capital, giving investors better monthly cash flow during value-add or lease-up periods.
Can I qualify for a commercial loan if I own multiple investment properties?
Yes, Optimus Capital works with experienced investors who own multiple properties. We evaluate your asset strength and loan-to-value, not just personal income.
What makes Optimus Capital a strong choice for commercial financing?
Optimus Capital stands out with fast closings, low rates, and simplified underwriting tailored for commercial investors who need speed and reliability.
