What is Soft Money?

Soft Money in real estate usually refers to a loan given against the pledge of real estate as the collateral. The major difference between hard money and soft money would be that soft money focuses more on credit score. The interest rate is usually lower when obtaining a soft money loan compared with a hard money loan.

A Very Basic Explanation of Soft Money

It’s a type of asset based lending usually when referring to real estate loans.

When Using Soft Money

Optimus Capital, Inc. offers fast and creative financing solutions for real estate investors, through private-money loans. As a full-service private money lender, we cash flow all your deals. While you build up your real estate portfolio. Whether it’s for wholesale, rehab, or ground up construction, Optimus Capital, Inc. delivers fast and easy access to necessary financing. Our success is based on the competitive loan programs and their “speed to market”. Based on the borrower’s track record and experience we can finance up to 90% of the project total cost. We can quickly and efficiently analyze your deal to make sure it fits within our criteria. Above all we offer a full service private money platform, that will help you through your entire deal from application to closing. We are here for you to succeed.

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