FAQs

What is Optimus Capital and where do they operate?
Optimus Capital is a nationwide private lender offering real estate investment loans, including fix and flip, DSCR, ground-up construction, bridge, and commercial loans. We serve key markets including California, Florida, Texas, Colorado, Ohio, Hawaii, Washington, Georgia, Los Angeles, San Diego, Miami, Fort Worth, and Austin.
Optimus Capital specializes in fast closings, often funding loans in just a few days. Our streamlined process ensures real estate investors get quick access to capital without unnecessary delays.
You can apply for a fix and flip loan directly on the Optimus Capital website. Our process is fast, straightforward, and requires minimal documentation to get started.
Yes, Optimus Capital offers pre-approvals so you can shop with confidence. Knowing your budget and approval range helps you act fast in competitive markets.
Optimus Capital provides fix and flip loans, DSCR rental loans, ground-up construction loans, bridge loans, and commercial loans, tailored for real estate investors and developers.
Yes, Optimus Capital is known for offering some of the lowest rates in the private lending space, especially for experienced investors and strong projects.
Yes, Optimus Capital is a top choice for fix and flip investors in Texas, offering fast closings and low rates to help you stay ahead in competitive markets like Austin and Fort Worth.
Absolutely. Optimus Capital provides DSCR rental loans in Florida with no income verification, ideal for cash-flowing rental properties in cities like Miami and Orlando.

Yes, we work with both new and seasoned investors. Optimus Capital helps first-time buyers understand the process and provides funding for profitable deals across the U.S.

No, Optimus Capital does not charge upfront fees to apply. You can explore your loan options without any commitment or hidden costs.

Optimus Capital is a top-rated fix and flip lender in Sacramento, California, offering fast closings and low rates that help investors maximize returns with speed and confidence.

Optimus Capital stands out in Texas for rapid closings, often within days. Whether you’re investing in Austin or Fort Worth, our efficient team helps you move quickly.

Among DSCR lenders in Florida, Optimus Capital ranks high for offering flexible terms, low rates, and fast approvals in rental-heavy markets like Miami and Tampa.

Optimus Capital offers competitively priced bridge loans in Colorado with quick turnaround times, making us a preferred lender for transitional financing needs. 

Optimus Capital offers affordable commercial real estate loans in Washington with minimal fees and investor-friendly terms, ideal for growing portfolios in Seattle and beyond.

In Los Angeles, Optimus Capital sets itself apart with fast closings, low interest rates, and a deep understanding of the real estate market, tailored for local investors.

Yes, Optimus Capital is among the best private lenders in San Diego for fix and flip and DSCR loans, offering fast funding and transparent terms trusted by local investors.

Optimus Capital offers both fix and flip and DSCR rental loans across Georgia, helping investors in Atlanta and beyond grow their portfolios with low-rate, fast funding.

Optimus Capital is a reliable choice in Ohio for ground-up construction loans. Our team offers personalized service, fast closings, and competitive rates to support your build.

Optimus Capital offers quick and affordable hard money loans in Hawaii, ideal for investors looking to secure funding for projects in competitive island markets.

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