Our goal here at Optimus Capital Inc is to provide the best possible borrowing experience.  

Optimus Capital Inc. a company that is backed by institutional level investors , has allowed us to reduce the cost of residential property loans compared to other hard money lenders. We pass the savings on to you with lower interest rates and fees in order maximise the benefits that we offer to you.  We believe in building strong relationships with our clients.  We hope to get the opportunity to continue providing you with financing on your next project and rental portfolios.


Optimus Capital hard money loans allow borrowers to purchase, finance, and acquire solid single family property with the intent to rehab the property. Optimus Capital allows our clients to save money with low interest and reduced fees. 

Due to our institutional level investing and customer-centric investor mindset, allows us to provide flexibility, lower rates with higher rates of return. By saving you more money in finance charges, it will give you more money to invest.

Living in the Bay Area

It is a geographically and ethnically diverse metropolitan region that surrounds San Francisco Bay, United States. The Bay area has borders with Alameda County, Marin County, Contra Costa County, and San Mateo County. 

The biggest industries in San Francisco County are Professional, Scientific, & Technical Services, Health Care & Social Assistance, and Retail Trade. The most common jobs between people  in San Francisco County are Management Occupations, Business & Financial Operations Occupations, and Sales & Related Occupations. But the best paid jobs by median earnings are Legal Occupations where the salary is $163,160 annually, Computer & Mathematical Occupations around $124,700 per year, and Computer, Engineering, & Science Occupations $117,330 per year. In general, the median annual family income is more than $112,000, which is more than the median annual income of $61,937 across the entire United States. 

The largest universities are San Francisco State University, University of San Francisco , and City College of San Francisco according to the number of degrees awarded. The median tuition costs are $36,100 for private four year colleges, and $17,622 respectively, for public four year colleges.

The median property value in San Francisco County rose to $1.2M from the previous year’s value of $1.1M. In this county, 38% of the population has a home ownership, which is lower than the national average of 64%.

Hard Money Lenders in the Bay Area

We are here to assist you as one of the top hard money lenders during this time. We are still closing on loans during COVID-19. Our team is working diligently daily to assist our borrowers. We look forward to closing your hard money loans Florida quickly and efficiently during this time.

Hard Money Lenders Bay Area




“The Bay Area is So Beautiful. I Hesitate to Preach About Heaven While I’m Here.”

Billy Graham

We are investors for investors, understanding the unique needs of our investor clients. Feel free to fill out the quick app below and tell us a little about yourself and your project that you would like to get funded so that we can match you to the loan product that fits your specific investing needs. Hard money lenders in the Bay Area have increased in the last 5 years with many real estate investors purchasing fix and flip properties.

Optimus Capital
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