Hard Money Lenders in St. Louis

Our goal here at Optimus Capital Inc is to provide the best possible borrowing experience.  

Optimus Capital Inc. a company that is backed by institutional level investors , has allowed us to reduce the cost of residential property loans compared to other hard money lenders in St. Louis. We pass the savings on to you with lower interest rates and fees in order maximise the benefits that we offer to you.  We believe in building strong relationships with our clients.  We hope to get the opportunity to continue providing you with financing on your next project and rental portfolios.


Optimus Capital hard money loans allow borrowers to purchase, finance, and acquire solid single family property with the intent to rehab the property. Optimus Capital allows our clients to save money with low interest and reduced fees. 

Due to our institutional level investing and customer-centric investor mindset, allows us to provide flexibility, lower rates with higher rates of return. By saving you more money in finance charges, it will give you more money to invest.

Legendary St. Louis

St. Louis is an important city in Missouri, along the Mississippi River. Its iconic 192m Gateway Arch was built in the 1960s and commemorates the Lewis and Clark expedition in the early 1800s and the expansion of America westward overall. It is located on the right bank of the Mississippi River —which separates it from Illinois—, shortly after its confluence with the Missouri River. 

The city of Saint Louis, a separate entity from Saint Louis County, contributes 348,189 inhabitants. Its population has been declining since the 1950s due to displacement towards the suburbs of Saint Louis County (1,016,315), Saint Charles County (283,883), Franklin County (93,070), and Jefferson County (198,990). in Missouri; and Madison County (258 041), Saint Clair County (256 082) and Monroe County (27 019) in Illinois.

The most important industries in St. Louis, are Health Care & Social Assistance , Educational Services , and Accommodation & Food Services. In general, employment in St. Louis grew at a rate of 0.944, from 157k employees to 158k employees. The best paid jobs by median earnings are Legal Occupations ($107,100), Architecture & Engineering Occupations ($75,600), and Computer, Engineering, & Science Occupations ($62,100).

The largest universities in St. Louis, MO by number of degrees awarded are Saint Louis University, Saint Louis Community College , and Ranken Technical College. The most popular degrees are Liberal Arts & Sciences , Registered Nursing, and General Business Administration & Management. The median tuition costs in St. Louis   are $23,400 for private four year colleges, and $4,896 and $9,529 respectively, for public four year colleges. 

In the last two years, the median property value in St. Louis, MO grew to $154,800 from the previous year’s value of $141,400.The home ownership rate in St. Louis is 43.7%, which is lower than the national average of 63%.

Hard Money Loans in St. Louis

We are here to assist you as one of the top hard money lenders during this time. We are still closing on loans during COVID-19. Our team is working diligently daily to assist our borrowers. We look forward to closing your hard money loans Florida quickly and efficiently during this time.

Hard Money Lenders St Louis


“Believe you can and you’re halfway there.”

Theodore Roosevelt

Optimus Capital

We are investors for investors, understanding the unique needs of our investor clients. Feel free to fill out the quick app below and tell us a little about yourself and your project that you would like to get funded so that we can match you to the loan product that fits your specific investing needs. Hard money loans in St. Louis have increased in the last 5 years with many real estate investors purchasing fix and flip properties.

We can also provide “as-cash” approval letters for your offers with hard money loans in St. Louis.
Optimus Capital offering the best hard money loans.

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