Hard Money Lenders in Tennessee

Our goal here at Optimus Capital Inc is to provide the best possible borrowing experience.  

Optimus Capital Inc. a company that is backed by institutional level investors , has allowed us to reduce the cost of residential property loans compared to other hard money lenders. We pass the savings on to you with lower interest rates and fees in order maximise the benefits that we offer to you.  We believe in building strong relationships with our clients.  We hope to get the opportunity to continue providing you with financing on your next project and rental portfolios.


Optimus Capital hard money loans allow borrowers to purchase, finance, and acquire solid single family property with the intent to rehab the property. Optimus Capital allows our clients to save money with low interest and reduced fees. 

Due to our institutional level investing and customer-centric investor mindset, allows us to provide flexibility, lower rates with higher rates of return. By saving you more money in finance charges, it will give you more money to invest.

Life in Music City

The capital of Tennessee is Nashville and its most populous city of Memphis. It is located in the South region of the country, Central Southeast division. It borders to the north with Kentucky, to the northeast with Virginia, to the east with North Carolina, to the southeast with Georgia, to the south with Alabama, to the southwest with Mississippi and to the west with the Mississippi River that separates it from Arkansas and Missouri. He was admitted to the Union on June 1, 1796, as state number 16.

The most important industries in Tennessee are Restaurants & Food Services, Elementary & secondary schools, and Construction.  The best paid industries are in Labor unions, its salary is $175,630 per year, Pipeline transportation about $117,383 annually, and Coal mining around $115,431. The median family income in Tennessee is $52,375.  The best paid jobs held by residents of Tennessee, by average salary, are Surgeons, Physicians, and Dentists.

Talking about health, 90.5% of the population of Tennessee has health coverage, with 46% on employee plans, 17.2% on Medicaid, 12.3% on Medicare, 12.9% on non-group plans, and 2.18% on military or VA plans. 

The biggest universities in Tennessee according to the number of degrees awarded are The University of Tennessee-Knoxville, Middle Tennessee State University, and University of Memphis. The median tuition costs in this area are $21,800 for private, and $23,000 respectively, for public four year colleges.

The median property value in Tennessee raised to $177,500 from the previous year’s value of $167,500. In Tennessee, 66.2% of the population has home ownership, which is higher than the national average of 63.9%.

Hard Money Loans in Tennessee

We are here to assist you as one of the top hard money lenders during this time. We are still closing on loans during COVID-19. Our team is working diligently daily to assist our borrowers. We look forward to closing your hard money loans Florida quickly and efficiently during this time.

Hard Money Lenders Tennessee

“The most important quality for an investor is temperament, not intellect… You need a temperament that neither derives great pleasure from being with the crowd or against the crowd.”

Warren Buffett

Optimus Capital
We are investors for investors, understanding the unique needs of our investor clients. Feel free to fill out the quick app below and tell us a little about yourself and your project that you would like to get funded so that we can match you to the loan product that fits your specific investing needs. Hard money loans in Tennessee have increased in the last 5 years with many real estate investors purchasing fix and flip properties.
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