Hard Money Loans in Illinois

Our goal here at Optimus Capital Inc is to provide the best possible borrowing experience.  

Optimus Capital Inc. a company that is backed by institutional level investors , has allowed us to reduce the cost of residential property loans compared to other hard money lenders. We pass the savings on to you with lower interest rates and fees in order maximise the benefits that we offer to you.  We believe in building strong relationships with our clients.  We hope to get the opportunity to continue providing you with financing on your next project and rental portfolios.


Optimus Capital hard money loans allow borrowers to purchase, finance, and acquire solid single family property with the intent to rehab the property. Optimus Capital allows our clients to save money with low interest and reduced fees. 

Due to our institutional level investing and customer-centric investor mindset, allows us to provide flexibility, lower rates with higher rates of return. By saving you more money in finance charges, it will give you more money to invest.

Living in Illinois

Illinois is one of the 50 states of the United States, located in the Midwest region. With its more than 12 million inhabitants, it is the most populous state in the Midwest, and the fifth most populous in the country. About 65% of the state’s population lives in the Chicago metropolitan area, one of the largest industrial and financial centers in the world, the second largest industrial center in the country, and the second largest financial center in the United States; The State Capital is Springfield. Illinois has borders Indiana, Michigan, Wisconsin, Missouri, Iowa, and Kentucky.

This state employs 6.04M people. The largest industries in Illinois are Restaurants & Food Services  with more than 380,000 employed, Elementary & secondary schools  with 364,200 people, and Construction about 303,000 people.  The highest paying industries are Computer & peripheral equipment manufacturing, Securities, commodities, funds, trusts & other financial investments, and Petroleum refining. The median family income in Illinois is $65,000 per year. The most common occupations are Driver/sales workers & truck drivers with more 150,500 employed, Elementary & middle school teachers with 145,850 people , and Other managers including more than 136,500 people. Physicians ($261,069), Surgeons ($233,233) and Lawyers, & judges, magistrates are the best paid jobs in the state.

The median property value in Illinois was $203,400 in 2018, growing in comparison with  the previous year’s value of $195,300. The home ownership rate in Illinois is 66%, which is higher than the national average of 63%. 

The median tuition cost in Illinois is $28,000 for private universities that includes four year colleges and $9,000 for public. The most common degree in this state was  Registered Nursing in 2018.  The University of Illinois at Urbana-Champaign graduated in 2018 the largest number of graduating students.

Hard Money Loan in Illinois

We are here to assist you as one of the top hard money lenders during this time. We are still closing on loans during COVID-19. Our team is working diligently daily to assist our borrowers. We look forward to closing your hard money loans Florida quickly and efficiently during this time.

Hard Money Loans Illinois

“Illinois Surpasses Every Other Spot of Equal Extent Upon The Face of the Globe in Fertility of Soil and in the Proportionable Amount of the Same Which is Sufficiently Level for Actual Cultivation.”

Abraham Lincoln

Optimus Capital

We are investors for investors, understanding the unique needs of our investor clients. Feel free to fill out the quick app below and tell us a little about yourself and your project that you would like to get funded so that we can match you to the loan product that fits your specific investing needs. Hard money loans in Illinoishave increased in the last 5 years with many real estate investors purchasing fix and flip properties. 

We can also provide “as-cash” approval letters for your offers with hard money loans in Illinois.
Optimus Capital offering the best hard money loans.

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