Hard Money Loans in San Diego
Optimus Capital has recently closed a loan for a borrower in San Diego, California. The real estate investor was looking for the best hard money loans available. This is when he reached out to us. This real estate investor had experienced poor results in the past from other hard money lenders. We provided him with the best hard money loans for his transactions as well as an efficient closing process.
Optimus Capital is backed by institutional level investors which allow us to reduce the cost of our residential property loans compared to other hard money lenders. We pass the savings on to you with lower interest rates and fees in order to maximize the benefits that we offer to you. In building a strong relationship with us, our hopes are that you come back to us for financing your complete rental portfolios and allow us to save you money on all of your current and future investment
Flexible Bridge Loans for Real Estate Success
The benefits of using a firm like Optimus Capital means that the best hard money loans available will be presented to each of our borrowers. Our Founders, being real estate investors, understand that when an investment opportunity presents itself that capital is necessary and we want to empower you. Our hard money bridge loan gives you the flexibility with excellent terms, often lower than what’s offered by many hard money lenders.
Optimus Capital is full-service and not like other hard money lenders. We can streamline all your hard money bridge loan transactions to assist you in building your real estate portfolio by accessing the best hard money loans possible
Full service loans
as a hard money lender in San Diego we offer:
Fix and Flip Loans
Our fix and flip loans are ideal for investors looking to purchase, renovate, and sell properties quickly. We provide the capital needed to acquire the property and fund the renovation, allowing you to focus on maximizing your profit.
Bridge Loans
Bridge loans are perfect for investors who need short-term financing to bridge the gap between buying a new property and selling an existing one. Our bridge loans provide the liquidity you need to make timely investments without waiting for long-term financing to come through.
Commercial Property Loans
Our commercial property loans are designed for investors looking to finance office buildings, retail spaces, and other commercial properties. We offer competitive rates and flexible terms to help you achieve your investment goals.
Rental Property Loans
If you’re looking to invest in rental properties, our rental property loans offer the flexibility and support you need. These loans can be used to purchase and renovate rental properties, helping you build a profitable real estate portfolio.
Optimus Capital
Recently Closed Loans
Our Hard Money Lending Process
Applying for a hard money loan with Optimus Capital Corp in The San Diego is straightforward and hassle-free. Here’s a step-by-step overview of our process:
Initial Consultation
Contact us to schedule an initial consultation. During this meeting, we'll discuss your investment goals, the property you're interested in, and the specifics of your financing needs.
Loan Application
Complete our simple loan application form. We'll review your application promptly and provide feedback within 24 hours.
Property Evaluation
We conduct a thorough evaluation of the property to determine its current value and potential after repairs. This evaluation helps us establish the loan amount and terms.
Loan Approval and Funding
Once your loan is approved, we'll work quickly to finalize the paperwork and disburse the funds. In most cases, you can receive funding within a week.
Ongoing Support
We provide ongoing support throughout the loan term, ensuring you have the resources and guidance needed to succeed.
Why Choose Optimus Capital?
Optimus Capital’s San Diego hard money loans give borrowers the opportunity to purchase, finance, and remodel single-family properties, maximizing investment potential through lower interest rates and reduced fees. Our approach, rooted in institutional-level investing and a customer-focused mindset, allows for flexible, affordable financing that helps you save more and invest smarter.
Expertise and Experience
Our deep understanding of the san Diego real estate market sets us apart. We have extensive experience working with local investors and are familiar with the unique challenges and opportunities in this area. This local expertise allows us to provide valuable insights and support throughout your investment journey.
Flexible Terms
We offer flexible loan terms tailored to your specific investment strategy. Whether you need a short-term loan for a quick property flip or a longer-term option for a commercial project, we can customize our terms to fit your needs.
Quick and Efficient Process
Time is of the essence in real estate investing. Our streamlined approval process ensures you receive the funds you need quickly, often within days. This speed allows you to act swiftly on investment opportunities, giving you a competitive edge in the market.
Competitive Rates
We offer competitive interest rates and transparent fee structures. Our goal is to provide affordable financing options that maximize your return on investment.
Hard Money Loan Approval
With decades of proven experience, our team is prepared to help you achieve your investing goals and secure your hard money.
Specialist Solutions
Conventional financial assistance may turn you down if you have bad credit, a short sale, foreclosures, divorce, bankruptcies, or even your existing employment and salary. We have trust in your ability to succeed in the real estate market. At Optimus Capital Inc. we are specialists at creating solutions in order to provide funding solutions for our client’s transactions. We offer more flexible terms and guidelines than traditional banks. Reach out to our friendly staff now to get started.
Testimonials
We’ve helped Hundreds of Property investors in san Diego
Don’t just take our word for it! Check out some of the reviews our clients have left.
Our Raving Fans
Check out the reviews from our satisfied clients
Partner with Optimus Capital Today
We are investors for investors, understanding the unique needs of our investor clients. Feel free to fill out the quick app below and tell us a little about yourself and your project that you would like to get funded so that we can match you to the loan product that fits your specific investing needs.
