San Diego Hard Money Loans

Optimus Capital has recently closed a loan for a borrower in San Diego, California. The real estate investor was looking for the best hard money loans available. This is when he reached out to us. This real estate investor had experienced poor results in the past from other hard money lenders. We provided him with the best hard money loans for his transactions as well as an efficient closing process.

Optimus Capital is backed by institutional level investors which allow us to reduce the cost of our residential property  loans compared to other hard money lenders. We pass the savings on to you with lower interest rates and fees in order to maximize the benefits that we offer to you. In building a strong relationship with us, our hopes are that you come back to us for financing your complete rental portfolios and allow us to save you money on all of your current and future investment


The benefits of using a firm like Optimus Capital means that the best hard money loans available will be presented to each of our borrowers. Our Founders, being real estate investors, understand that when an investment opportunity presents itself that capital is necessary and we want to empower you. Our hard money bridge loan gives you the flexibility with excellent terms, often lower than what’s offered by many hard money lenders.

Optimus Capital is full-service and not like other hard money lenders. We can streamline all your hard money bridge loan transactions to assist you in building your real estate portfolio by accessing the best hard money loans possible.

San Diego Hard Money Loans




Optimus Capital San Diego hard money loans allow borrowers to purchase, finance, and acquire solid single family property deals which they intend to remodel the properties. Optimus Capital allows them to save money with lower interest rates and reduced fees.

Optimus Capital hard money lenders allow for flexibility, lower rates and higher rates of return because of our institutional level investing and customer-centric investor mindset. The more money we can save you in finance charges, the more you have to invest.

"Don't Wait to Buy Real Estate. Buy Real Estate and Wait."
Will Rogers Quote
Will Rogers

San Diego is one of the most desirable places to live in Southern California. It is located between Orange County and the Mexico border.

Bill Gates has a house in San Diego, in Rancho Santo Fe and in the Del Mar Country Club. Other notable people who have called this beautiful place home include the following:

San Diego one of the best places to live. The job growth is positive. The cost of living is 35% higher than the U.S. average. San Diego has excellent schools, churches, and leisure nearby.

Districts and Neighborhoods in San Diego Include:

  • Balboa Park
  • Bankers Hill
  • Barrio Logan
  • Bay Ho
  • Bay Park
  • Birdland
  • Black Mountain Ranch
  • Border
  • Burlingame
  • Carmel Mountain Ranch
  • Carmel Valley
  • City Heights
  • Clairemont
  • College Area
  • Del Mar Heights
  • Del Mar Mesa
  • Downtown San Diego – Centre City – Columbia
  • Downtown San Diego – Centre City – Core
  • Downtown San Diego – Centre City – Cortez Hill
  • Downtown San Diego – Centre City – East Village
  • Downtown San Diego – Centre City – Gaslamp Quarter
  • Downtown San Diego – Centre City – Horton Plaza
  • Downtown San Diego – Centre City – Little Italy
  • Downtown San Diego – Centre City – Marina
  • East Elliott
  • Egger Highlands
  • El Cerrito
  • Gateway
  • Golden Hill
  • Grant Hill
  • Harbor Island
  • Harborview
  • Hillcrest
  • Kearny Mesa
  • Kensington
  • La Jolla
  • La Jolla Village
  • Torrey Pines
  • Village of La Jolla
  • Lake Murray
  • Linda Vista
  • Logan Heights
  • Marston Hills
  • Memorial
  • Midtown
  • Mira Mesa
  • Miramar
  • Mission Beach
  • Mission Hills
  • Mission Valley
  • Civita
  • Morena
  • Navajo – Allied Gardens
  • Navajo – Del Cerro
  • Navajo – Grantville
  • Navajo – San Carlos
  • Nestor
  • Normal Heights
  • North City
  • North Park
  • North Clairemont
  • Oak Park
  • Ocean Beach
  • Ocean Crest
  • Ocean View Hills
  • Old Town
  • Otay Mesa
  • Otay Mesa West
  • Pacific Beach
  • Pacific Highlands Ranch
  • Palm City
  • Point Loma
  • Point Loma – La Playa
  • Point Loma – Loma Portal
  • Point Loma – Midway
  • Point Loma Heights
  • Point Loma – Roseville – Fleetridge
  • Point Loma – Sunset Cliffs
  • Point Loma – Wooded Area
  • Rancho Bernardo
  • Rancho Encantada
  • Rancho Penasquitos
  • Redwood Village
  • Rolando
  • Rolando Park
  • Sabre Springs
  • San Pasqual Valley
  • Torrey Hills
  • University City
  • University Heights
  • Uptown
  • Webster
  • San Ysidro
  • Scripps Ranch
  • Miramar Ranch North
  • Scripps Miramar Ranch
  • Serra Mesa
  • Shelter Island
  • Sherman Heights
  • Sorrento Mesa
  • Sorrento Valley
  • South Park
  • Southeast San Diego
  • Alta Vista
  • Bay Terraces
  • Broadway Heights
  • Chollas View
  • Emerald Hills
  • Encanto
  • Jamacha
  • Lincoln Park
  • Lomita
  • Mountain View
  • Mt. Hope Paradise Hills
  • Shelltown
  • Skyline
  • Southcrest
  • Valencia Park
  • Stockton
  • Talmadge
  • Tierrasanta
  • Tijuana River Valley
  • Torrey Highlands


San Diego Skyline

San Diego Hard Money Loans

We are here to assist you as one of the top hard money lenders during this time. We are still closing on loans during COVID-19. Our team is working diligently daily to assist our borrowers. We look forward to closing your deals quickly and efficiently during this time.

We are investors for investors, understanding the unique needs of our investor clients. Feel free to fill out the quick app below and tell us a little about yourself and your project that you would like to get funded so that we can match you to the loan product that fits your specific investing needs.

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