This is not an offer to lend. Fees apply. Financing is subject to certain restrictions and requirements, including submission of complete loan application, credit evaluation and underwriting approval. Rates, terms, and conditions are subject to change without notice and may vary depending on borrower qualifications, geography, and property type. Optimus Capital Inc. currently lends in AL, CA (loans made or arranged pursuant to California Finance Lenders Law Lic. # 60DBO-161243 with the CA Dept. of Financial Protection and Innovation, and Real Estate Broker Lic. DRE #01979668 with CA Dept. of Real Estate), CO, CT, FL, IL, HI, MD, MA, MI, MO, OH, OK, PA, SC, TN, TX, VA, WA, WV, and WI. Visit NMLS Consumer Access at https://www.nmlsconsumeraccess.org for more information. Optimus Capital, Inc. only makes loans for a business purpose.