Private capital Solutions
Specializing In :
- fix & flip
- bridge
- new construction
- long term rental
- short term rental
- multifamily
Submit your deal now
Submit your deal now
flexible Loans For Real Estate Investors
Optimus Capital Inc. provides industry leading terms on business purpose financing and empowers real estate investors who are purchasing or refinancing their investments to scale appropriately. By having a client focused approach, we strive to provide a transparent and simple process and provide confidence in your ability to close. Having completed hundreds of transactions for real estate investors across the country, our team can navigate to the most beneficial funding terms based on your objectives and circumstances.
Full service loans
We Offer The Following Hard Money Loans
Click Below On Our Loan Programs

We provide fix and flip financing solutions, offering up to 90% of the purchase price and 100% of the rehab costs. Our rapid draw process ensures timely project execution, and we can close transactions in 10 days or less.







Who We Are
Optimus Capital Inc. is located in the Sacramento area in California specializing in niche lending solutions for all types of residential and commercial projects throughout the country.
Optimus Capital, Inc. offers fast and creative financing solutions for real estate investors, through private-money loans. While you build up your real estate portfolio. Whether it’s for wholesale, rehab, or ground-up construction, Optimus Capital, Inc. delivers fast and easy access to necessary financing. Our success is based on the competitive loan programs and their “speed to market”.
Based on the borrower’s track record and experience we can finance up to 90% of the project’s total cost. We can quickly and efficiently analyze your deal to make sure it fits within our criteria. Above all, we offer a full-service private money platform, that will help you through your entire deal from application to closing. We are here for you to succeed.
Why Choose Optimus Capital?
EXCELLENT TERMS
We have excellent relationships with institutional level investors. We pass this savings on to you!
FAST EXECUTION
We have excellent relationships with institutional level investors. We pass this savings on to you!
sIMPLE pROCESS
We understand that business moves fast. Once set up, close as quickly as five days. The more loans you complete with us, the quicker they close.
sAVE oN bUILDING mATERIALS
Leverage our National Discount Program. A simple phone application generates an automatic coupon for more savings.
Recently Closed Loan In
EL Dorado Hill, CA!
Loan Amount: | $1,100,000 |
---|---|
Loan Purpose: | Refinance |
Loan To Cost: | 74% |
Term: | 12 mo. |
loan To ARV: | 59% |
Recently Closed Loan In
San Diego, CA!
Loan Amount: | $576,000 |
---|---|
Loan Purpose: | Purchase |
Loan To Cost: | 90% |
Rehab Finance: | $36,200 |
loan To ARV: | 72% |
Recently Closed Loan In
Miami Beach, FL!
Loan Amount: | $2,038,000 |
---|---|
Loan Purpose: | Purchase |
Loan To Purchase Price: | 58% |
Rehab Finance: | $1,298,000 |
loan To ARV: | 64% |
Recently Closed Loan in
Pembroke Pines FL!
Loan Amount: | $708,000 |
---|---|
Loan Purpose: | Cash Rental Refi |
Term: | 5yr |
loan To ARV: | 80% |
Every transaction has been efficient and smooth, all thanks to their dedication to helping us get to the finish line with our files. They've been by far one of the best companies to work with in this industry, they treat every file with the same attention to detail and care as the last. They helped us close multiple DSCR and bridge loans… looking to close many more with them. We are projecting around 50-100 in 2024. Optimus has been a great company to collaborate with and will continue to do so in the future.

Sydney George
Real Estate Investor

Quick & Creative Financing
Optimus Capital hard money loans are quick and creative financing solutions for real estate investors. We can meet almost any need and close quickly through our private hard money loans. We can streamline all your funding needs while you build your real estate portfolio.

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Short-term & Long-term
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Our Raving Fans
Check out the reviews from our satisfied clients












We offer Fast and Creative Financing solutions
For Real Estate Investors, Through Private Hard Money Loans In Many States
Currently, We Are Able To Assist In The Following States
Optimus
Capital
