Empowering Investors with Smarter Funding Solutions
At Optimus Capital, our mission is to simplify and accelerate real estate investing through tailored funding strategies. Whether you’re acquiring, refinancing, or expanding your portfolio, we’re here to help you succeed – smarter, faster, nationwide.
Flexible Loans for Real Estate Investors
Optimus Capital provides industry-leading terms on business-purpose financing and empowers real estate investors who are purchasing or refinancing their investments to scale efficiently. We specialize in Real Estate Investment Loans that support your growth strategies and long-term goals. With a client-focused approach, we strive to offer a transparent, streamlined process and give you the confidence to close successfully. As one of the trusted nationwide Hard Money Lenders investors rely on. we’ve completed hundreds of transactions for real estate investors across the U.S. Our team is ready to help you secure the most favorable funding terms tailored to your objectives and circumstances.
Our Raving Fans
Check out the reviews from our satisfied clients
Full service loans
we offer the following Hard Money loans
Click Below On Our Loan Programs
Fix and flip Loan
We provide fix and flip financing solutions, offering up to 90% of the purchase price and 100% of the rehab costs. Our rapid draw process ensures timely project execution, and we can close transactions in 10 days or less.
Rental Loan
We provide long-term loans for non-owner-occupied single-family properties with 1 to 4 units nationwide. Options include up to 30-year fixed rates and solutions fixed for 3, 5, 7, or 10 years, all with 30-year amortization.
New Construction
Optimus Capital offers builders new construction funding, whether for a single lot or an entire subdivision. We have the capability to finance your upcoming project, covering up to 80% of the total costs.
Rental Portfolio Loan
Secure financing for your portfolio without any restriction on the number of properties you can include. Enjoy flexible terms of up to 30 years, loans based on debt service, and typically, no need for tax returns.
Construction Completion
Drawing upon our extensive experience in working with builders, Optimus Capital has tailored solutions, including completed and mid-construction loans. These choices enable you to refinance model homes, repay maturing debts, or borrow more capital.
Multifamily Loan
For multifamily loans, Optimus Capital provides flexible funding options, catering to both short and long-term needs, including commercial acquisitions, refinancing, and cash-out financing.
Full service loans
We Offer The Following Hard Money Loans
Click Below On Our Loan Programs
We provide fix and flip financing solutions, offering up to 90% of the purchase price and 100% of the rehab costs. Our rapid draw process ensures timely project execution, and we can close transactions in 10 days or less.
We provide long-term loans for non-owner-occupied single-family properties with 1 to 4 units nationwide. Options include up to 30-year fixed rates and solutions fixed for 3, 5, 7, or 10 years, all with 30-year amortization.
Optimus Capital offers builders new construction funding, whether for a single lot or an entire subdivision. We have the capability to finance your upcoming project, covering up to 80% of the total costs.
Secure financing for your portfolio without any restriction on the number of properties you can include. Enjoy flexible terms of up to 30 years, loans based on debt service, and typically, no need for tax returns.
For multifamily loans, Optimus Capital provides flexible funding options, catering to both short and long-term needs, including commercial acquisitions, refinancing, and cash-out financing.
Who We Are
Optimus Capital is located in the Sacramento area in California specializing in niche lending solutions for all types of residential and commercial projects throughout the country.
Optimus Capital offers fast and creative financing solutions for real estate investors, through private-money loans. While you build up your real estate portfolio. Whether it’s for wholesale, rehab, or ground-up construction, Optimus Capital delivers fast and easy access to necessary financing. Our success is based on the competitive loan programs and their “speed to market”.
Based on the borrower’s track record and experience we can finance up to 90% of the project’s total cost. We can quickly and efficiently analyze your deal to make sure it fits within our criteria. Above all, we offer a full-service private money platform, that will help you through your entire deal from application to closing. We are here for you to succeed.
Why Choose Us
Why Choose Optimus Capital?
EXCELLENT TERMS
We have excellent relationships with institutional level investors. We pass this savings on to you!
FAST EXECUTION AND CLOSING
We understand that business moves fast. Once set up, close as quickly as five days. The more loans you complete with us, the quicker they close.
SIMPLE PROCESS
Our process is simple, with minimal documents. Dedication to our customers help us provide you with the best possible service!
SAVE ON BUILDING MATERIALS
Leverage our National Discount Program. A simple phone application generates an automatic coupon for more savings.
Optimus Capital
Recently Closed Loans
Every transaction has been efficient and smooth, all thanks to their dedication to helping us get to the finish line with our files. They've been by far one of the best companies to work with in this industry, they treat every file with the same attention to detail and care as the last. They helped us close multiple DSCR and bridge loans… looking to close many more with them. We are projecting around 50-100 in 2024. Optimus has been a great company to collaborate with and will continue to do so in the future.
Sydney George
Real Estate Investor
Quick & Creative Financing
Optimus Capital hard money loans are quick and creative financing solutions for real estate investors. We can meet almost any need and close quickly through our private hard money loans. We can streamline all your funding needs while you build your real estate portfolio.
Investor Client Success
Our success with our programs is based on the competitive “speed to market”. Determined by the borrower’s track record and experience,
Analyze Your Deal
Optimus Capital can quickly and efficiently analyze your deal to make sure it fits within our criteria. We offer a full-service platform, that will help you through your entire deal from application to closing.
Short-term & Long-term Loans
Optimus Capital loans can be used for short-term or long-term projects lasting from a few months to years. We have bridge loans, construction completion financing loans and new construction loans.
Our Raving Fans
Check out the reviews from our satisfied clients
We offer fast and creative financing solutions for real estate investors, through private hard money loans in many states
Currently, we are able to assist in the following states:
FL, TX, CA, TN, HI, KY, KS, GA, SC, MA, CO, WA, IL, WI, AR, OK, AL, OH, CT, MD, MI, MO, PA, VA, WV