Whether you are looking to refinance, renovate to sell or rent, Optimus Capital Florida  is committed to provide the best possible borrowing experience.  We have worked with Florida investors for many years providing them with hard money loans and the financing they need. 

Optimus Capital is backed by institutional investors which allows us to reduce the cost of our residential property loans compared to other hard money lenders. We are also able to provide loan products to meet borrowers unique requirements and flexibility. We pass the savings on to you with lower interest rates and fees in order maximize the benefits that we offer to you. Optimus Capital  believes in building strong relationships with our clients. We hope to get the opportunity to continue providing you with financing on your next project and rental portfolios.

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The benefits of using a firm like Optimus Capital means that the best hard money loans available will be presented to each of our borrowers. Our Founders, being real estate investors, understand that when an investment opportunity presents itself that capital is necessary and we want to empower you. Our hard money bridge loan gives you the flexibility with excellent terms, often lower than what’s offered by many hard money lenders.

Optimus Capital is full-service and not like other hard money lenders. We can streamline all your hard money bridge loan transactions to assist you in building your real estate portfolio by accessing the best hard money loans possible.

Florida Sunset

 

“Invest in Yourself. Your Career is the Engine of Your Wealth.”

Paul Clitheroe

Florida a Thriving Place to Live

Florida is home to sunshine, Mickey Mouse and nearly 700 miles picturesque beaches. In this paradise, there’s never a shortage of things to do. From snowbirds to surfers to artists to students to hard working families, the Sunshine State is full of friendly locals who move at their own pace and are more happy to welcome new neighbors. Florida’s median home value is $233,300, which is slightly higher than the national average of $226,800. The cost of living varies from community to community. Out of 125 most populous metro areas in the U.S., 11 are located in Florida, and nine of them are among the 25 fastest growing by population due to migration, based on census data between 2013 and 2017.

Florida is a fast growing state in terms of population, and the residential constructions industry is working hard to keep up with the demand. In 2019, there were authorized construction permits for 154,302 residential units in the state of Florida, according to the U.S. Census Bureau, which is more than the entire Northeastern U.S. In 2019, it was reported that Florida’s economy hit $1 trillion. Yes, that’s correct. To give you an idea of how big that is … if Florida were its own nation, it would have the 17th largest economy in the entire world. That’s great for the state, great for the people living there and great for those individuals considering moving to Florida.

Cities in Florida Include:

  • Alachua
  • Altamonte Springs
  • Anna Maria
  • Apalachicola
  • Apopka
  • Atlantic Beach
  • Auburndale
  • Aventura
  • Avon Park
  • Bal Harbour
  • Bartow
  • Bay Harbor Islands
  • Boca Raton
  • Bonita Springs
  • Boynton Beach
  • Bradenton
  • Brooksville
  • Cape Canaveral
  • Cape Coral
  • Casselberry
  • Celebration
  • Chipley
  • Cinco Bayou
  • Clearwater
  • Clermont
  • Clewiston
  • Cocoa
  • Cocoa Beach
  • Coconut Creek
  • Coral Gables
  • Coral Springs
  • Crystal River
  • Dania Beach
  • Davie
  • Daytona Beach
  • Deerfield Beach
  • DeFuniak Springs
  • DeLand
  • Delray Beach
  • Deltona
  • Destin
  • Dunedin
  • Eagle Lake
  • Edgewater
  • Edgewood
  • Eustis
  • Fort Lauderdale
  • Fort Meade
  • Fort Myers
  • Fort Myers Beach
  • Fort Pierce
  • Fort Walton Beach
  • Fruitland Park
  • Gainesville
  • Greenacres
  • Green Cove Springs
  • Gulf Breeze
  • Gulfport
  • Haines City
  • Hallandale Beach
  • Hawthorne
  • Hialeah
  • Hialeah Gardens
  • Highland Beach
  • Hollywood
  • Holly Hill
  • Holmes Beach
  • Homestead
  • Hypoluxo
  • Indialantic
  • Jacksonville
  • Juno Beach
  • Jupiter
  • Key Biscayne
  • Key West
  • Kissimmee
  • LaBelle
  • Lady Lake
  • Lake Alfred
  • Lakeland
  • Lake Mary
  • Lake Park
  • Lake Wales
  • Lake Worth
  • Lantana
  • Largo
  • Lauderdale By The Sea
  • Lauderhill
  • Leesburg
  • Lighthouse Point
  • Longboat Key
  • Longwood
  • Maitland
  • Marco Island
  • Margate
  • Melbourne
  • Melbourne Beach
  • Miami
  • Miami Beach
  • Milton
  • Minneola
  • Miramar
  • Mount Dora
  • Naples
  • Neptune Beach
  • New Port Richey
  • New Smyrna Beach
  • Niceville
  • North Miami
  • North Miami Beach
  • North Port
  • Oakland Park
  • Ocala
  • Ocean Ridge
  • Ocoee
  • Okeechobee
  • Oldsmar
  • Orange Park
  • Orlando
  • Ormond Beach
  • Oviedo
  • Palatka
  • Palm Bay
  • Palm Beach
  • Palm Beach Gardens
  • Palm Coast
  • Palmetto
  • Panama City
  • Panama City Beach
  • Pembroke Pines
  • Pensacola
  • Pinecrest
  • Pinellas Park
  • Plant City
  • Plantation
  • Pompano Beach
  • Ponce Inlet
  • Port Orange
  • Port St. Lucie
  • Punta Gorda
  • Rockledge
  • Royal Palm Beach
  • St. Augustine
  • St. Augustine Beach
  • St. Cloud
  • St. Pete Beach
  • St. Petersburg
  • Safety Harbor
  • Sanford
  • Sanibel
  • Sarasota
  • Satellite Beach
  • Seaside
  • Sebastian
  • Sewall’s Point
  • Shalimar
  • Stuart
  • Surfside
  • Tallahassee
  • Tamarac
  • Tampa
  • Tarpon Springs
  • Tavares
  • Temple Terrace
  • Titusville
  • Treasure Island
  • Valparaiso
  • Venice
  • Vero Beach
  • Wellington
  • West Melbourne
  • West Palm Beach
  • Weston
  • Wilton Manors
  • Winter Garden
  • Winter Haven
  • Winter Park
  • Winter Springs

Hard Money Lenders in Florida

We at Optimus Capital are here to serve your investment borrowing needs. As investors ourselves, we know the unique needs that each real estate investor has. Through our years of experience we have encountered nearly every possible situation and outcome in our loans, therefore giving us the upper hand to find you the best rates and terms available for you.

Our Florida hard money loans provide real estate investors the capital they need for their project. In this competitive real estate market, not only do investors need to find good deals, but having funding to close on this deal quickly is just that important. A hard money loan is a form of short-term lending between 12-24 months. Hard money loans from us can be used to purchase or refinance a single family home or multi-units which is non-owner occupied. This means that the property is or will be acquired as an investment property. Apply for a Florida Hard Money loan here


 We pride ourselves in offering simple, fast and transparent hard money loans for your real estate investments needs in Florida. 

Bridge loans provide investors the capital and time needed to get from point A to point B in their journey to profitability. Bridge loans can also maximize your flexibility, enabling you to build, purchase,or rehab. Offering bridge loans to fix and flip properties is only one of the many financial services we offer here at Optimus Capital , all intended to to help our clients meet and exceed their business goals.

We are investors for investors , understanding the unique needs our clients need so you don’t have to worry about being left in an uncertain situation at the moment of closing.   Choosing Optimus Capital to assist you with your funding needs gives you peace of mind and increases the chances that your hard money loan will be completed in a fast and efficient manner.